STEP 1 OF 5
01 · Financial preparation
Before searching, it's wise to know exactly how much you can invest, how you will finance it, and what costs accompany the purchase.
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Real budget
Add between 10% and 14% to the price for taxes, notary, registry, and administrative fees.
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NIE
Apply for your Número de Identidad de Extranjero (NIE): you will need it to sign and pay taxes.
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Spanish bank account
Facilitates payments, utility bills, and local taxes.
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Mortgage
Get pre-approval: non-residents usually finance between 60% and 70%.